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Cover arranged for dental practices, practice owners and the clinicians who work in them. From the surgery itself to the treatments carried out in it, we can arrange protection built around dentistry.
- Dental malpractice and professional indemnity options
- Cover for premises, surgery equipment and interruption
- Policies for practice owners, associates and dental groups
Cover shaped around your practice
Whether you own the practice, work in one or run several, there is a policy structure that fits.
Practice Owners
For principals responsible for the premises, the team and the business itself.
- Buildings, contents and surgery equipment
- Cover for employed and associate clinicians
- Business interruption options
Associates & Clinicians
For associates, hygienists, therapists and dental nurses working across practices.
- Indemnity that moves between practices
- Reflects your GDC registration and scope
- Straightforward annual cover
Dental Groups
For multi-site groups and corporates needing one arrangement across every location.
- Multi-site and multi-entity structures
- Consistent limits across the group
- One renewal, one point of contact
What a dental policy can include
Every practice is different, so cover is arranged around your sites, your team and the treatments you provide.
What can be covered
- Dental malpracticeProtection against claims arising from dental treatment provided by you or your team.
- Public and products liabilityCover for injury or damage connected to your premises, or to products you supply.
- Employers liabilityA legal requirement once you employ nurses, receptionists or associates on a contract of service.
- Surgery premises and equipmentChairs, imaging, autoclaves, CAD/CAM and the contents your practice depends on.
- Business interruptionOptions to help replace lost income if you cannot treat patients from your premises.
- Legal defence costsRepresentation for claims and support with regulatory investigations, subject to policy terms.
What is not covered
- Treatments outside your registrationYou must hold current GDC registration and recognised training for what you provide.
- Claims you already knew aboutCircumstances known to you before the policy started are excluded.
- Criminal or deliberate actsDishonest, fraudulent or intentional wrongdoing is not covered.
- Wear, tear and gradual deteriorationMaintenance and gradual deterioration of equipment sit outside the policy.
Cover across the work you do
From routine dentistry to advanced treatment, tell us what your practice provides and we will arrange cover to match.
- General dentistry
- Hygiene & therapy
- Cosmetic dentistry
- Implants
- Orthodontics
- Endodontics
- Oral surgery
- Paediatric dentistry
- Conscious sedation
- Facial aesthetics
- Digital dentistry
- Something else? Just ask
Get your dental quote in minutes
Straightforward questions, specialist cover, instant documents.
Specialists in healthcare, not generalists
We have drawn on over 30 years of experience insuring medical and dental professionals, working alongside medical solicitors, clinical health and safety specialists and patient consultation technology partners.
About Enhance →Dedicated claims team
Supporting you personally in the event of a claim.
Client-focused insurers
We only work with insurers who take a strong stance against defending claims.
Risk management advice
Guidance on consent, record keeping and practice protocols.
Buy online in minutes
Or we will be in touch if your quote needs a specialist's eye.
How claims work
If something goes wrong, we guide you through it and work to get your claim settled as quickly as possible.
Gather your records
Find your policy documents along with clinical notes, consent forms, radiographs and correspondence.
Call the claims team
Tell us what has happened. Your dedicated claims contact takes it from there and keeps you informed.
We handle the rest
We deal with the insurer on your behalf, protecting your position and your practice throughout.
Trusted by practitioners like you
on Feefo
Excellent quick service. Swift and responsive from start to finish.
Really helpful and engaging customer service team. They reached out to me when I made contact to discuss a quote.
Very reasonable cost for very comprehensive insurance. Excellent service.
Dental insurance questions, answered
Many practices hold both. Defence organisation membership is often discretionary, whereas an insurance policy is a contract with defined terms. We are happy to talk through how the two work alongside each other so you can decide what suits you.
It can, provided you hold recognised training for the treatments you deliver. Tell us which aesthetic treatments you offer and we will make sure they are declared and reflected in your cover.
It depends on how your practice is structured. Some arrangements cover associates under the entity policy, others need individual cover. We will look at your contracts and set it up correctly.
Equipment breakdown can usually be added, alongside cover for damage and theft. Given the value of chairs and imaging, it is worth reviewing the sums insured with us at renewal.
Yes. Run-off is important where claims can be made years after treatment. Speak to us early in any sale or retirement plans so it can be arranged properly.
Ready when you are
Join the practices protected by specialists who understand dentistry.