The Private Broker For Extraordinary Assets

Private client insurance broking for prestige vehicles, high value homes, fine possessions and yachts. Over 25 years of specialist experience, delivered with absolute discretion.

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Over 25 Years

Of Specialist Experience

Darren Mills has placed high net worth risks since 1998, all within UK insurance broking.

Hard To Place

Risks Welcomed

We navigate complex and unusual risks to provide solutions suitable for your needs.

Discretion

As Standard

Your affairs are handled individually, privately and with the utmost care.

Est. 2026Private Client Broking

About Sovereign Private Risks

A Private Broker In The Truest Sense

Sovereign Private Risks was founded by Darren Mills, who has worked in UK insurance broking for over 25 years. Since 1998 he has specialised in high net worth motor insurance, complemented by high value home and related products, building a reputation for placing hard to place and non-standard risks.

Away from the desk, Darren volunteers with a local charity, and brings the same personal commitment to his clients as he does to his community. As a super car enthusiast he can be seen at major car events including Goodwood and Salon Privé and always welcomes seeing existing clients and meeting new clients. Darren has vast experience insuring various marques including Ferrari, Aston Martin, Bentley, and Lamborghini.

25+Years' Experience

2026Established

More About Darren

Areas Of Specialism

Cover For The Things That Cannot Be Replaced

Prestige, Classic & Collector Vehicles

From supercars and hypercars to multi-million-pound private collections.

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High Value Homes

Luxury homes, listed properties, country estates and high value contents.

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Jewellery, Watches & Valuable Possessions

Fine jewellery, luxury watch collections, art, antiques and other valuables.

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Yachts & High Value Assets

Luxury yachts, prestige marine assets and possessions given individual consideration.

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Why Sovereign Private Risks

For Those Who Expect More Than A Policy

We start with a conversation, because assets of consequence deserve consideration, not categories.

Direct access to insurance expertise
Hard-to-place risks welcomed
Access to a range of insurance markets

How We Work

A Considered Approach

Private Consultation

A confidential conversation to understand your assets, your lifestyle and your expectations.

Considered Placement

Your risk can be presented personally to specialist underwriters and negotiated on your terms.

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Continued Guardianship

Ongoing review as your collection, your portfolio and your life evolve.

Questions

Answers, In Plain Terms

The questions we are asked most often, answered the way we would across a table.

A private broker represents you, presenting your risk individually to underwriters who understand agreed values, collections, and other high net worth requirements.

Prestige, classic and collector vehicles, high value homes, jewellery, watches and valuable possessions, sports and entertainment professionals.

We work with you and high net worth insurers to source agreed value policies, repair options, and support the claims process.

Request A Private Consultation

A short, confidential conversation. No obligation.

Name Email Telephone Area Of Interest

All enquiries are handled in the strictest confidence.

Discretion is not a service we offer. It is the standard by which we operate.